How much can I borrow with a personal loan?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] The maximum amount you can borrow depends on your credit history, your current financial situation and what you plan to use the money for. Depending on your circumstances, you’ll be able to borrow between $10,000 and $200,000. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] The minimum qualification requirements for a personal loan are: You must be over 18 years of age Be employed or self-employed Have a minimum income before tax and super of $23,000 Be a Permanent Resident or Citizen Each lender reserves the right to include further credit criteria. These criteria ensure loan affordability and confirm the creditworthiness of the applicant. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

What can I use a personal loan for?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] A personal loan can be used for any number of purposes, from consolidating debt, taking a holiday, getting married, paying your medical or legal expenses and much more... If you are looking for home improvement loans then see our home improvements loans page. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] The minimum qualification requirements for a debt consolidation loan are: You must be over 18 years of age Be employed or self-employed Have a minimum income before tax and super of $23,000 Be a Permanent Resident or Citizen Each lender reserves the right to include further credit criteria. These criteria ensure loan affordability and confirm the creditworthiness of the applicant. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

What is a debt consolidation loan and how does it work?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] A debt consolidation loan enables you to consolidate your existing debts such as credit cards and other personal loans into one loan and one repayment, making it easier to manage your debts and in some cases lower your monthly commitments. Debt consolidation can be a very effective way to get in control of spiralling debt issues and provide a clear path for paying it off. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Who is a home improvement loan suitable for?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] A home improvement loan may be a good option for homeowners who wish to make smaller or timely improvements and repairs to their property. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

What is a home improvement loan?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] As the name suggests, it’s a personal loan that is used to make smaller improvements to your home. It is usually an unsecured loan with a short repayment term. However, if you’re considering a larger, more expensive project, such as an extension to your home, a secured homeowner loan may be more appropriate. Homeowner loans are secured against your home, which usually allows you to borrow larger amounts. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Can I choose Any golf cart?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] In short… Yes, you can choose any vehicle. We offer New and Used Golf Cart finance including private sales. But the Loan amount will need to be within your approved limit and budget. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Can I choose Any campervan?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] In short… Yes, you can choose any vehicle. We offer New and Used Campervan finance including private sales. But the Loan amount will need to be within your approved limit and budget. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Can I choose Any caravan?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" layout="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" hover_type="none" background_blend_mode="overlay" first="true" min_height="" link=""][fusion_text hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" fusion_font_family_text_font="Open Sans" fusion_font_variant_text_font="400" font_size="16" text_color="var(--awb-color3)" animation_direction="left" animation_speed="0.3"] In short… Yes, you can choose any vehicle. We offer New and Used Caravan finance including private sales. But the Loan amount will need to be within your approved limit and budget. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

FAQs Archive - Page 2 of 6

PO Box 613, Collins Street West, Melbourne VIC 8007

How much can I borrow with a personal loan?

Do I qualify?

What can I use a personal loan for?

Do I qualify?

What is a debt consolidation loan and how does it work?

Who is a home improvement loan suitable for?

What is a home improvement loan?

Can I choose Any golf cart?

Can I choose Any campervan?

Can I choose Any caravan?

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