Thinking of paying off your existing debts with a debt consolidation loan? It’s so simple with Geared Loans
Consolidating all your high interest loans and credit cards with a lower interest loan, could be a good way to save money each month.
Finding the best loan is super easy. Thanks to our state-of-the-art funding platform, we have access to over 40 of Australia’s lenders to help you find the right loan. Save time by letting us do all the groundwork for you.


1. Apply online for a debt consolidation loan. It only takes a few minutes and won’t impact your credit score.

2. A qualified professional advisor will be in touch with the best rates and lenders for you as soon as possible.

3. Relax! We’ll sort out everything else. Just sit back until your loan arrives.
What can I use a debt consolidation loan for?
Credit Card Debts
High interest rates are common on credit cards, but many borrowers overlook this because of how easy they are to use.
Unsecured Loans
Interest rates on unsecured and personal loans vary greatly. Look carefully at what you are currently paying if you are consolidating these loans.
Bank Overdrafts
Unauthorised overdrafts can be some of the most expensive ways to borrow money. Try to limit your spending to the authorised amount.
40+ Lenders at your fingertips:

Frequently asked questions
Why choose us?
Your needs are at the heart of everything we do. Here are just some of the ways we do it:

Flexibility
Quick and easy online application. Fast decisions and funding possible in less than 24 hours on flexible options up to $200,000.

Support
A dedicated Lending Specialists will get to know you and provide a personalised solution. Everything is clear and easy to understand – no hidden fees and no nasty surprises. We can help even if you have a less than average credit score.
